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It is the primary subsidiary of Flagstar Bancorp, Inc., a bank holding company. It is one of the largest residential mortgage servicers and is on the list of largest banks in the United States Why Flagstar? Welcome to Flagstar’s online mortgage experience! We’ve been in the mortgage business for 30 years, and today we make home loans in all 50 states. In fact, we rank nationally as a top 5 bank mortgage originator.